The amount you can spend varies by merchant. It also depends on your financial circumstances. If you’re having trouble placing an order with Openpay, try placing an order for a lower amount.
We are committed to ensuring we support responsible spending, so when determining which orders to approve, we consider several factors:
- Are there enough funds on your card? Make sure you’re able to pay the first instalment due at checkout.
- How much do you have left to repay? It might therefore help to pay off some of your active plans.
- What’s the value of the order you’re trying to place? If you’re declined for a plan, it may be worth reducing the value of your shopping cart
- How many active plans do you currently have with us?