When shopping with one of your favourite stores found in the Shop Directory choose Openpay as your payment method at the checkout. First time customers can sign up using your personal details and payment information. Returning shoppers can log in using their email and password, and all their information is stored ready to use. It’s that easy!
Openpay doesn’t approve 100% of plans. We’re committed to supporting responsible spending, which means sometimes we have to decline a plan application
When assessing which plans to approve, we take into account a number of different factors.
It’s worth considering the following to see if you any might be affecting our assessment for your new plan:
- Are there enough funds on your card? Generally, we check to see you’ll be able to pay the first instalment due at checkout.
- How much do you have left to repay? It might therefore help to pay off some of your active plans.
- What’s the value of the order you’re trying to place? If you’re declined for a plan, it be worth reducing the value of your shopping cart
- How many active plans do you currently have with us?
We know it can be frustrating to not know exactly how much you can spend each time or how many active orders you can have. Rest assured though that our rules and approval process are there to help us help you to spend responsibly.