Openpay is committed to responsible spending, If you fall behind on payments we still stop any new plans from being created until you have caught up with all active repayment plans.
In most cases once up to date your account will automatically allow new purchases again however if your payments have been severally overdue before being paid your account may need to be reviewed by our friendly team.
If you are unable to access your account after falling behind on payments and have now paid all overdue amounts please contact us here.